Conveyancing, Easier Than Ever

Conveyancing can be costly and fees differ widely among solicitors. However, we want to make the process as simple, affordable and easy as we can by immediately providing you with the best price quote we could straight away. If you’re planning to sell, buy or remortgage a property in Cardiff we can provide you a No Move No Fee guarantee.

Cardiff Conveyancing Quotes – No Move No Fee Policy

It’s possible that you just buy a brand new home once in your lifetime, However, at My Conveyancing Cardiff we have years of experience. Receive a free online conveyancing quote directly from a UK legal professional or conveyancer situated in or close to Conveyancing Cardiff . Simply enter a few details about your house move and let us guide you navigate the process making it easy, straightforward and easy to understand.

Simply select the kind of quote you’d like to submit to, then fill in a simple questionnaire and we’ll be back in touch with you within the shortest amount of time!

What is Conveyancing

In case you’re not sure this is perfectly normal since it’s a really complex process, conveyancing refers to the formal transfer of real estate property between owners. It involves a conveyancing solicitor or licensed conveyancer, who acts on behalf of the purchaser, who make sure their client gets the title deeds to the property and the land it sits on. Conveyancing provides the administrative and legal requirements to ensure that a home purchase is legally valid.

1. Initial Agreement

The first step is to find a solicitor/conveyancer and instruct them to carry out the process of transferring ownership of the property from seller to buyer.

Following this, the chosen conveyancer will then draw up the draft contract, which will include the price that was agreed, and the transaction details. The Estate Agent/seller will organise this Energy Performance certificate.

The Seller must then fill out these forms “Property Information” and “Fittings and Contents” forms and forward them to the solicitor for the buyer, along with the agreement.

The solicitor for the Seller’s lawyer now has to create and submit the contract to Buyer’s solicitor with the details of the title of the property and any important documents that are part of the deal. The Buyer’s solicitor has the ability to make inquiries regarding the received documents.

An application an application to the Mortgage Company will be needed in the event that the buyer agrees to obtain a mortgage which must be written before proceeding to exchange contracts. The buyer should have the agreed finance in place before the exchange.

When a Buyer purchases home, he has to get an assessment of it prior to trading contracts. This tends to be done through the Mortgage Company.

The solicitors representing the buyer will execute the appropriate Searches (Local and Water Searches …). These are based on the kind of property they purchased, its current state and the situation.

If there’s more than one transaction (what’s called”a “chain of transactions”) it’s the same procedure followed for all of them. Contracts can’t be exchanged until all parties have arranged their financial arrangements and everyone in the chain is willing for it.

2. Exchange of Contracts

When all the steps listed above have been accomplished and all that is part of the transaction chain of transactions has met to agree on the date of completion, the solicitors will exchange contracts.

The buyer is now required to pay a deposit (usually 10% of the total price). If the buyer is selling his own property the money from the sale is normally used in the purchase.

After 2 to four weeks after the exchange of contracts and as per the agreements between each party and its solicitors, is the day of completion. It has to be a workday and, preferably the date when both parts are moved.

The solicitors of the Buyer’s firm will prepare the Transfer of the property, in the interval between the process of exchange as well as the completion of the contracts. This Transfer has to be approved by the solicitors for the Seller and confirmed by the parties.

If the Buyer is obtaining an mortgage, their solicitor will provide a statement on the title to the property to the Mortgage Company following the detailed guidelines provided by them and will apply for the Mortgage Advance. It is normally received on the same day as completion.

The solicitor for the Buyer will conduct Final Land Registry and Charges investigations and receive the necessary funds from the Buyer to make the final searches.


3. Completion

The Buyer’s solicitors will transfer the remaining purchase funds via Telegraphic Transfer to the Seller’s solicitors. The parties need to wait for the monies to be accepted by the solicitor’s banks in the event of the possibility of a chain of transactions.

Once the solicitor of the Seller has received the purchase amount, he will release the key, which is held by an estate representative.

The solicitors of the Seller will forward documents transferring the ownership of property the solicitors of the buyer as well as these to the Buyer , along with any other documents related to the property.

The solicitors for the Seller can redeem any mortgage/s they have to the Seller.

The solicitors representing the buyer will mail the stamp duties and Land Transaction Returns of the property to the Inland Revenue.

In the end, the solicitors of the Buyer are required to receive the document from Inland Revenue. Inland Revenue and register the title of the Buyer at the Land Registry.

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